Check Out Ashna Tolkar's LinkedIn Stats (Last 30 Days)

I let ChatGPT control my money! Being a creator means my income is never really “fixed.” Some months are great, some are quiet and between late brand payments and the impulse buy, I realized I didn’t know where my money was going. So, I tried something. I dumped my entire financial situation into GPT. Just me ranting about how much I roughly earn, the random subscriptions I forget to cancel and how Swiggy and I are clearly in a toxic relationship. And to my surprise, it gave me a structure I could follow. What helped the most wasn’t just the budgeting, but the habits I changed. By the end of 30 days, I felt in control. I was spending more mindfully, saving without overthinking it, and for once, I wasn’t avoiding my money out of guilt. No, ChatGPT won’t replace a CA. It won’t fix years of money stress overnight. But it will give you clarity. It’s not about being perfect with money.  It’s about finally knowing what is going on. #budget #finances #moneymanagement

Vijay Mallya made a very big mistake!  He made the scam entertaining. Most people think Mallya fled because he was guilty. But it wasn’t guilt that made him dangerous, but how visible he became. From 2005 to 2010, banks pumped over ₹9,000 crore into Kingfisher Airlines. The business was failing, but the money kept flowing. It was a strategy. Kingfisher was a glamorous brand where funds could enter and quietly exit in the name of consultancy fees, leasebacks and PR. On paper, everything looked clean. The problem began when Mallya mocked banks, bragged about funding governments and casually referenced his access to RBI officials. He broke an unspoken rule - Never reveal the formula. In 2008, ICICI flagged Kingfisher as unviable. In 2009, IDBI still gave him ₹950 crore after one call. That’s power! But in 2014, when Congress lost power, his protection vanished. The system needed a scapegoat and Mallya made the perfect one. 30+ billionaires used the same tricks. But they played it smart. Mallya’s real mistake was making the scam too loud, too bold, too fun. And in India’s billionaire circle, silence is worth more than money. #billionairerule #wealth #reputation #power

Invest in healthcare now! You’ve heard it a thousand times - “Health is wealth.” But as you approach middle age, this phrase stops sounding like a cliché and starts feeling like a warning. Rising medical bills from chronic diseases are draining savings and pushing health insurance premiums higher. This can disrupt your financial plans. The best way to turn this around is by investing in the health and wellness sector through dedicated mutual funds. This is why you should do it today: → India’s life expectancy has tripled over the last century and by 2050, 1 in 5 Indians will be over 60. This aging population will fuel huge demand in pharma, diagnostics, home care and health insurance. → Healthcare spending isn’t just for the elderly. From babies to seniors, everyone needs it. With rising lifestyle diseases, Indian consumers are spending more on wellness and fitness, leading a shift toward prevention and healthy living. → Healthcare today isn’t just hospitals and pharma. It includes medtech, diagnostics, contract research, nutraceuticals, and fitness brands, with over 100 companies worth 200 billion in market cap across all market segments. India’s pharmaceutical sector alone supplies half of Africa’s generic medicines, 40% of the US market and 25% of the UK’s. Low R&D and manufacturing costs keep India globally competitive. The BSE Healthcare Index has also consistently outperformed broader market indices over 1, 3, 7 and 15 years. Are you ready to align your portfolio with India’s booming healthcare revolution? #healthcare #investment

South Bombay is dead! For decades, Malabar Hill and Napean Sea Road were Mumbai’s ultimate wealth flex. Owning a ₹100 crore home in SoBo used to be the pinnacle of status. But it’s now like driving a 1990s Mercedes, once flashy, now outdated and out of touch. Why? → Crumbling “heritage” buildings with zero parking spaces. → Plumbing that feels like an antique from another century. → Society uncles are blocking every renovation, making upgrades impossible. The elite don’t want to live in nostalgia. They want modern luxury, convenience and privacy. Mumbai’s rich do not really hang out in South Bombay! Then why is every millionaire splurging ₹20,000+ on dinners at Bastian? Or throwing ₹10 lakh parties at Soho House (₹1.5 lakh membership fee)? Why are deals signed over sushi at Izumi, not in SoBo’s old clubs? The new elite want private elevators, rooftop infinity pools and a five-minute drive to BKC, Mumbai’s booming financial hub And that’s why they’re moving to places like Bandra, Andheri and Powai. If you had ₹100 crore to invest in Mumbai real estate today, where would you put it? #realestate #investment #moneymanagement #mumbai

LIC & EPFO are not really safe! If you believe LIC, NPS, EPFO and schemes like PMJJBY are your guaranteed “safe” government-backed investments, you’re caught in India’s biggest invisible capital funnel. These schemes together hold ₹80 lakh crore — your hard-earned money pooled under the promise of steady 4-8% returns. But where does that money actually go? → 5-10% flows straight into corporations with political ties. → Billions of funds are failing Public Sector Undertakings (PSUs) that keep bleeding losses. → Noble infrastructure projects sound good on paper but quietly drain resources. Look at LIC, right after the Hindenburg Adani crash, LIC doubled its Adani exposure from ₹38,000 crore to ₹61,000 crore. Meanwhile, EPFO shifted ₹34,000 crore into equities without your consent. NPS is now legally being invested in private companies and high-risk alternatives you never signed up for. And the National Small Savings Fund gave ₹1,000 crore to bail out Air India even when it was losing ₹20 crore per day. Your money, without your say. You didn’t agree to this. You didn’t even know. But your money moved anyway. And when you finally get your returns, 30 years later, you’ll be thankful for just a fraction of your capital. So when someone calls these schemes “safe,” remember, safety is about transparency, control and where your money goes. #investment #moneymanagement #safety

You can never hate creators for this. India has 2.5–3.5 million creators and 20% of them create in the “finance” domain. The audience of these creators has grown rapidly because people want to learn and be financially aware. But behind every viral reel is someone hunting for practical knowledge, tax-saving hacks, personal stories, etc and behind every growing creator has something we don’t talk about enough - financial skills. A Bloomberg survey says that 90% of executives see financial understanding as a must-have. Yet many professionals, especially MBAs, find it difficult to comprehend finance. Nearly 1 in 5 job listings asks for finance as a core skill. Still, 70% of real-world models contain major errors. This is because most education touches the surface and skips the important. That’s why I like what the School of Corporate Finance is doing. They start from scratch, build up with hands-on tools like Excel, real-world accounting and practical financial modeling. The outcome is better interviews, better roles and salaries up to 30% higher! It’s built for anyone looking to switch to finance or level up. One-on-one mentorship, case-based training and job support are included. So, what’s the one thing you explored after seeing a creator talk about it? #contentcreator #finance #financialliteracy